Commercial Auto Insurance Services in Fresno, CA
When you need commercial auto insurance in Fresno, CA, Academy West Insurance is where you can find it. Commercial auto insurance is an insurance policy every business owner needs. Although the vehicle may be covered under a personal auto insurance policy, the policy may not pay out if the car is being used for business purposes. The business owner needs a separate policy to ensure any damages and medical bills resulting from the accident don’t become their responsibility.
Academy West Insurance can help the business owner find a policy that meets their needs. Call us today or complete the form found on our website to request more information on our offerings or to request insurance quotes. We have staff members available to help.
Commercial Auto Insurance Offerings
Every business owner needs a car insurance policy customized to address the risks they face. Work with an Academy West agent to determine which coverage you need. Your customized policy might include the following:
The bodily injury liability portion of a policy protects the business in the event a person suffers an injury or dies from an accident involving the company employee’s vehicle. In addition, the driver and business owner won’t need to pay their attorney, as the policy will cover the lawyer’s fees.
Property Damage Insurance
Property damage coverage is something every business owner needs. When the vehicle being used for business purposes is in an accident and another person’s property is damaged, the insurer will cover any expenses up to the policy’s limit. As with the bodily injury coverage, the business owner’s attorney will be paid by the insurer.
Personal injury coverage may be offered. This might also be referred to as medical payments or no-fault coverage, but they all offer the same protection. The driver of the vehicle being used for business purposes and any passengers in this vehicle will have their medical expenses covered, regardless of who is at fault for the accident.
Nobody wants to be in an accident that isn’t their fault, only to learn the other party doesn’t have insurance or they fled the scene before being identified. Without uninsured motorist coverage, the victims will be forced to pay their own bills or the employer must do this on their behalf.
Purchase this type of coverage and the policy will pay these medical bills. It might also cover property damage, although this depends on how the policy was written. At times, the portion of the policy may also help individuals who are a victim of an underinsured driver.
Comprehensive and Collision Coverage
Comprehensive coverage will pay the business owner so they can repair or replace a vehicle damaged by vandalism, theft, fire, and other covered perils. Collision coverage might also be needed to pay for any damage to the vehicle when an object hits the car or the car hits an object.
Our insurance agents offer recommendations on insurance coverage, depending on the specific needs of the business. We don’t use a one-size-fits-all method when writing insurance policies. Our goal is to help you determine which coverage is needed based on the risks you face.
Need Auto Insurance in Fresno, CA? Call Academy West Insurance Today!
Academy West Insurance bears the responsibility of providing clients with the best coverage and the best service at the best price. We assist clients with all their insurance needs. Our insurance services cover a range of areas. We help clients file a claim, make a payment, or change their personal information. When a customer has a question about their insurance policy, the team can help.
In addition, we offer a range of business products, as our insurance company understands business owners have countless matters to attend to. They need one provider to handle insurance tasks, as this simplifies their lives. We are that provider.
Contact Academy West Insurance today to learn more about commercial auto insurance in Fresno, CA. Staff members can be reached by calling (559) 206-0494. There is also an online form that may be used to reach out and learn more about commercial auto insurance options. We’ve got you covered.
About Academy West Insurance:
Academy West Insurance provides a range of services designed with businesses in mind. In addition to commercial auto insurance, we provide companies with tax services, mortgage services, and business insurance. The team takes the needs of the business, the industry, the location, and the size and nature of the business into account when making recommendations on insurance and services.